Ms. Mala Kaur

Chief Executive Officer

Ms. Mala Kaur oversees the daily operations of the company and is involved in liasoning with banks, financial institutions, RBI, and other stakeholders. She holds a Bachelor’s Degree in Management Studies from University of Mumbai with specialization in Financial Accounting and International Finance. Having worked at Ambit Capital, and CRISIL, where she led teams of rating analysts, Ms. Kaur has experience in capital markets, credit and financial analysis and training. Further, she has been extensively involved in the microfinance and MSME sector gaining experience in corporate finance, planning, operations and training and worked with institutions committed toward social upliftment and women empowerment.

Ms. Kaur has also been involved in organizational level designing, implementation of financial services such as National Pension Scheme, Business Correspondent, Money Transfer Schemes, workshops including social development camps for women on women related issues and workshops on business and finance management for small business entrepreneurs. She has also participated in various workshops and programmes such as gender and social inclusion aspects of Micro Entrepreneurship and Enterprise Financing at Bankers Institute of Rural Development, Lucknow and implemented projects supported by SIDBI, Asian Development Bank and Japan Fund for Poverty Reduction (JFPR) in rural and semi-urban parts of India.

Mr. Naresh

Head of Operations

Mr. Naresh is the Head of the Business Operations at Altura Financials. He has rich experience in relationship management and has worked in the banking sector for over 10 years under various departments and segments. His experience includes involvement in the field of Sales, Individual loan; Customer Relation, Training and Portfolio Management in repute institutions such as ICICI Bank, ING Vysya Bank and HDFC Ltd. He holds a Bachelor’s Degree in Science and Masters in Business Administration.

Mr. Naresh’s charismatic personality and his command over field operations has taken Altura to new heights. Our company’s vision and mission can be seen through the passion and dedication of our entire operations team to reach out to the weaker sections of the society and contribute positively to their overall betterment and improved standards of living.